Classic Southern Banana Pudding

Featured in: Sweet Bakes & Treats

This beloved Southern dessert features layers of homemade vanilla pudding, fresh banana slices, and crisp vanilla wafers. The creamy pudding is made from scratch with milk, egg yolks, butter, and vanilla extract, creating a rich custard-like texture. After layering with wafers and bananas, the dessert chills to develop its signature texture where the cookies soften slightly while maintaining some crunch. A final topping of freshly whipped cream adds lightness and elegance. Best served within 24 hours when the flavors have melded perfectly and the wafers have achieved that ideal texture between crisp and soft.

Updated on Tue, 13 Jan 2026 10:34:00 GMT
Close-up of creamy Banana Pudding layered with vanilla wafers and fresh banana slices in a glass dish. Save
Close-up of creamy Banana Pudding layered with vanilla wafers and fresh banana slices in a glass dish. | goldentalaxt.com

The Sunday supper table at my grandmother house always ended with someone emerging from the kitchen holding a glass bowl, the contents still slightly jiggling from the walk. I never understood how something so simple could silence a room full of loud cousins and aunts until I learned to make it myself.

Last summer I made this for a potluck and watched my friend Sarah take three servings before finally asking what was in it. She admitted she usually hates banana desserts but could not stop eating this particular combination. Sometimes the oldest recipes in your rotation become the ones people request most often.

Ingredients

  • Granulated sugar: The sweetness needs to balance the natural fruit flavor without overpowering it.
  • Cornstarch: This creates that silky smooth texture that sets up perfectly without becoming rubbery.
  • Salt: Just enough to enhance the vanilla and bring all the flavors forward.
  • Whole milk: The fat content is essential here for the creamy mouthfeel that makes this dessert special.
  • Egg yolks: These enrich the pudding and help it set into a velvety consistency.
  • Unsalted butter: Adds a luxurious finish that makes the pudding taste restaurant-quality.
  • Vanilla extract: Use the good stuff since vanilla is the backbone flavor here.
  • Vanilla wafers: Nabisco Nilla Wafers are the classic choice but any simple vanilla cookie works beautifully.
  • Ripe bananas: Look for bananas with some brown spots but still firm enough to hold their shape when sliced.
  • Heavy cream: Cold cream whips up better and holds its shape longer on top of the pudding.
  • Powdered sugar: Dissolves easily into the whipped cream without any grainy texture.

Instructions

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Start the pudding base:
Whisk the sugar, cornstarch, and salt in a medium saucepan until well combined, then gradually whisk in the milk until the mixture is completely smooth.
Cook until thickened:
Place the saucepan over medium heat and stir constantly until the mixture thickens and just begins to bubble, which takes about 6 to 8 minutes of patient attention.
Temper the egg yolks:
Lightly beat the yolks in a separate bowl, then whisk in about half a cup of the hot milk mixture before returning everything to the saucepan.
Finish the pudding:
Cook for another 2 to 3 minutes while stirring until the pudding becomes thick and smooth, then remove from heat and stir in the butter and vanilla.
Cool completely:
Transfer the pudding to a bowl and press plastic wrap directly onto the surface to prevent a skin from forming, then refrigerate until chilled.
Build the layers:
Arrange one-third of the vanilla wafers in the bottom of your serving dish, followed by one-third of the banana slices, then one-third of the pudding.
Repeat and chill:
Create two more layers of cookies, bananas, and pudding, ending with pudding on top, then cover and refrigerate for at least 2 hours.
Add the topping:
Whip the heavy cream with powdered sugar and vanilla until soft peaks form, then spread or pipe generously over the chilled pudding.
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A trifle bowl filled with homemade Banana Pudding, crowned with a generous dollop of sweet whipped cream. Save
A trifle bowl filled with homemade Banana Pudding, crowned with a generous dollop of sweet whipped cream. | goldentalaxt.com

My daughter now asks for this on her birthday instead of cake. The tradition has somehow slipped into another generation without anyone really trying to make it happen. Some recipes just find their own way forward through time.

Getting the Texture Right

The trick is slicing bananas just before assembly so they do not turn brown or become mushy. I have learned the hard way that prepping everything too far in advance results in a less appealing dessert. Timing really does matter with the individual components.

Serving Suggestions

This pudding tastes best after chilling for at least four hours but within twenty-four hours of making it. The cookies soften gradually but eventually lose their structure completely. Finding that sweet spot between softened and soggy is worth paying attention to.

Make Ahead Wisdom

You can prepare the pudding up to two days in advance and keep it covered in the refrigerator. The assembled dessert holds up well for transport to potlucks and family gatherings.

  • Wait to add the whipped cream topping until right before serving.
  • Bring the dish to room temperature for about 15 minutes before serving for the best flavor.
  • Extra vanilla wafers crumbled on top add a nice textural contrast.
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Chilled Southern Banana Pudding dessert served in individual cups, perfect for a family potluck or party. Save
Chilled Southern Banana Pudding dessert served in individual cups, perfect for a family potluck or party. | goldentalaxt.com

There is something deeply comforting about a dessert that never tries too hard. Banana pudding has been feeding families and bringing people together for generations, and that simple fact might be exactly why we keep making it.

Recipe FAQs

How long does banana pudding need to chill?

The pudding needs at least 2 hours of chilling time after assembly to allow the flavors to meld and the wafers to soften slightly. This resting period is essential for achieving the classic texture that makes this dessert so beloved.

Can I make banana pudding ahead of time?

Yes, but it's best served within 24 hours for optimal texture. The bananas may oxidize slightly and the wafers can become too soft if stored longer than a day. For the best experience, assemble it the morning or evening before serving.

Why do I need to temper the egg yolks?

Tempering prevents the eggs from scrambling when added to the hot milk mixture. Whisking a small amount of hot liquid into the yolks gradually raises their temperature, allowing them to incorporate smoothly into the pudding base without curdling.

Can I use boxed vanilla wafers?

Absolutely. Standard vanilla wafers work perfectly and are traditional for this dessert. They soften just enough during chilling while maintaining their structure, creating that classic texture everyone loves.

How do I prevent bananas from turning brown?

The pudding covering helps protect the bananas from oxidation. For best results, slice the bananas just before assembling and press them into the pudding layers. The chilled environment also slows down browning significantly.

Can I use low-fat milk?

Yes, you can substitute low-fat milk for a lighter version. The pudding will be slightly less rich, but still delicious. Keep in mind that whole milk provides the creamiest texture traditional to Southern-style pudding.

Classic Southern Banana Pudding

Creamy vanilla pudding layered with fresh bananas and crisp vanilla wafers, topped with whipped cream for a classic Southern dessert.

Prep time
20 minutes
Cook duration
10 minutes
Overall time
30 minutes
Written by Trevor DeLaCruz


Skill level Easy

Cuisine type American Southern

Total yield 8 Portions

Dietary info Vegetarian-friendly

What you'll need

Pudding Base

01 3/4 cup granulated sugar
02 1/4 cup cornstarch
03 1/4 teaspoon salt
04 3 cups whole milk
05 4 large egg yolks
06 2 tablespoons unsalted butter
07 2 teaspoons vanilla extract

Assembly Components

01 1 (12 oz) box vanilla wafers (about 45-50 cookies)
02 4 medium ripe bananas, peeled and sliced

Whipped Topping

01 1 cup heavy whipping cream
02 2 tablespoons powdered sugar
03 1/2 teaspoon vanilla extract

How to make it

Step 01

Prepare Pudding Base: Whisk together granulated sugar, cornstarch, and salt in a medium saucepan. Gradually whisk in whole milk until completely smooth and no lumps remain.

Step 02

Cook Pudding Mixture: Place saucepan over medium heat, stirring constantly with a whisk. Cook until mixture thickens considerably and just begins to bubble, approximately 6-8 minutes. Do not let it come to a full boil.

Step 03

Temper Egg Yolks: Lightly beat egg yolks in a separate bowl. Whisk about 1/2 cup of the hot milk mixture into the yolks to gradually raise their temperature, then return this mixture to the saucepan while whisking continuously.

Step 04

Finish Pudding: Cook for an additional 2-3 minutes, stirring constantly, until pudding becomes very thick and smooth. Remove from heat and stir in unsalted butter and vanilla extract until fully incorporated.

Step 05

Cool Pudding: Transfer pudding to a clean bowl. Press plastic wrap directly onto the surface to prevent skin formation. Let cool to room temperature, then refrigerate until thoroughly chilled, approximately 1 hour.

Step 06

Layer Components: In a 2-2.5 quart serving dish or trifle bowl, create three distinct layers. For each layer: spread one-third of vanilla wafers evenly across bottom, arrange one-third of banana slices over wafers, then top with one-third of chilled pudding. End with pudding as the top layer.

Step 07

Chill and Set: Cover dish tightly with plastic wrap or lid. Refrigerate for at least 2 hours to allow flavors to meld and layers to set properly.

Step 08

Prepare Whipped Cream: Just before serving, combine heavy cream, powdered sugar, and vanilla extract in a chilled bowl. Beat with electric mixer or whisk until soft peaks form and cream holds its shape.

Step 09

Finish and Serve: Spread or pipe whipped cream attractively over the top pudding layer. Optionally garnish with additional vanilla wafer pieces or fresh banana slices. Serve immediately while cold.

Gear needed

  • Medium saucepan (2-3 quart capacity)
  • Mixing bowls (various sizes)
  • Wire whisk
  • Electric hand or stand mixer
  • Rubber or silicone spatula
  • 2-2.5 quart serving dish or trifle bowl
  • Plastic wrap
  • Measuring cups and spoons
  • Sharp knife for slicing bananas

Allergy details

Look over each item for allergens. If not sure, always talk to your healthcare provider.
  • Contains dairy: milk, butter, heavy cream
  • Contains eggs: egg yolks
  • Contains wheat: vanilla wafers typically contain wheat flour
  • May contain soy: many vanilla wafer brands include soy lecithin
  • Not suitable for individuals with dairy, egg, or gluten allergies

Nutrition info (one serving)

For your general understanding only. Medical advice should always come from health professionals.
  • Energy: 325
  • Fat content: 14 g
  • Carbohydrates: 48 g
  • Proteins: 5 g